1. Lamar Lacey is trying to decide which mortgage is best for him. He needs to finance $167,000 and has planned a budget of $1,000 for his payment of principal and interest. His choices are a 30-year mortgage at 5.75% interest or a 25-year mortgage at 5.5% interest. What are some other factors besides just staying within the planned budget that might be considered in making the decision about which mortgage to choose?
2. transferring of funds to another bank member is very easy. Online bill pay is nice too, but depending if one has a local, national, or international bank some times bill pay is not as fast in processing and sending a payment.
Has anyone else had this same experience?

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